Selecting the right insurance and Mortgage protection will ensure you and your family will be taken care of should something happen to you. It can provide the much needed financial support when you will need it most.
It’s difficult to select the correct type of insurance for you and your family given the amount of options and types of insurance that are available. There is much more to an insurance policy than simply clicking on a price comparison website. The features and options that can be added allow you to cover specific concerns specific to your situation.
The aim of these insurance policies is to provide you and your family the security they will need if the unthinkable should ever happen. We can help to cover many scenarios but the most common are Life Insurance, Critical illness insurance, Mortgage protection and Income protection.
Our aim is to give you and your family the peace of mind you require by giving you a personalised recommendation of suitable insurance policies. We can advise on a range of insurance types, such as:
Critical illness cover
House and Contents insurance
It is easy to think that the state would pay you in the event of long term sickness. However the rules regarding incapacity benefit are changing all the time making them harder to qualify for. It is also easy to overestimate what your employer would pay you in the event of long term absence. Income protection provides you with a monthly tax free income giving you a financial safety net. This will mean that you will be able to maintain your current lifestyle and keep up with repayments on your home and other bills.
This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.
Please contact us for further advice on the range of insurance options available
Derngate Wealth Management is a trading style of Lifetime Wealth Management Ltd who is an appointed representative of Quilter Mortgage Planning Limited and of Quilter Financial Planning Limited who are authorised and regulated by the Financial Conduct Authority. Quilter Financial Planning Limited and Quilter Mortgage Planning Limited are entered on the FCA Register (https://www.fca.org.uk/register) under reference 440703 and 440718
The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.