Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Looking To Remortgage Your Home?
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We do not charge for the initial consultation but there may be an administration fee payable when an application is submitted, this fee is usually £195 and we are also paid commission from the lender. Alternatively you could receive the commission from the lender and pay us a fee of an estimated £995.00.
Remortgaging your property is a good way to escape high variable or fixed interest rates and more and more UK home owners are moving their mortgages to save money.
Even if you’ve just come out of a special deal and are obliged to pay a penalty if you were to change mortgage, do not be deterred. Remortgaging often reduces your monthly mortgage payment enough to still save you money in the long term.
We are whole of market for mortgages and can therefore search and access the most suitable deals. When your mortgage deal comes to an end you can rest assured that we will always find you the most competitive deal. Whether it be your home or a buy to let property, we can help. Loyalty is not rewarded nowadays so don’t fall into the trap of sticking with the same lender you always have.
Benefits of a Remortgage
Doing a remortgage can not only reduce your monthly mortgage payment but you could also release the equity that may have built up over time. Property prices have increased considerably over the last 15 years and it could be worth more than you think. Many people may think that they can’t access this equity but by taking a larger mortgage you could release this cash. This could be spent on home improvements, an investment property or a luxury like a car or holiday.
Remortgaging your house is very cheap and simple. Generally lenders will pick up the cost of having your house revalued and appoint a solicitor for you. To read more about remortgaging click here
- Are you stuck on the standard variable rate mortgage?
- Do you need to pay off some debts?
- Are you looking to raise money for home improvements?
- Do you want to release some equity?
If you would like to discuss the remortgage of your property, please call Stamford – 01780 322922 or complete the short form here for a call back.