First Time Buyer Mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not charge for the initial consultation but there may be an administration fee payable when an application is submitted, this fee is usually £195 and we are also paid commission from the lender. Alternatively you could receive the commission from the lender and pay us a fee of an estimated £995.00.

Buying a house is one of the most important purchases you will ever make. Finding a first time buyer mortgage in this climate can be an even more daunting prospect.

With so many factors to consider it can be difficult to know where to begin as first time buyer looking for the right mortgage.

There are a wide range of providers across the market providing a vast selection of mortgages to choose from. Useful though it may be to have plenty of choice, the vast array of products available can leave you feeling completely confused.

A good place to start for all first time buyers is to see how much you can borrow and how much this will cost. It is a good idea to have your mortgage in place before you view any properties and start making offers. We can give you piece of mind by getting your mortgage pre approved.

Help for First Time Buyers

  • We can help you decide whether a fixed rate mortgage or tracker mortgage is most suitable for you.
  • If you don’t have much deposit we can help you find a 95% mortgage.
  • If your deposit is a family gifted deposit we know which lenders will accept it.
  • We can get an agreement in principle done for you.
  • Call us to find out how much you can afford.

We’ve helped so many first time buyers find the right mortgage deal in Stamford. Call us now on 01780 322922 or complete the mortgage form opposite.

Quick Mortgage Enquiry